Confident Funding for Ambitious Small Businesses

Unlock tailored finance for your business – from asset and invoice finance to unsecured loans. Speak 1:1 with an Burcote Business Finance specialist and get a clear funding roadmap in under 20 minutes.

  • Access over 100+ UK lenders through one expert team
  • Fast, no-obligation assessment of your borrowing options
  • Specialists in SMEs, growth funding and cash flow support

No fees for your consultation

Trusted by growing UK SMEs across logistics, manufacturing, construction and professional services.

£100m+ in funding arranged for UK businesses.

Business Finance Calculator | Burcote Business Finance
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Tell us about your business
We'll personalise your results and follow up with tailored options.
Representative illustration only. These calculations are indicative and based on the inputs you provide. Actual rates, fees and terms will vary depending on your business profile, lender criteria and product type. This calculator does not constitute a financial quote or offer of credit. Burcote Business Finance acts as a credit broker, not a lender.
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6.9% p.a. Representative rate
36 months
6m1yr2yr3yr4yr5yr6yr7yr
£50,000
£5k£100k£200k£300k£400k£500k
£
£
5.0% p.a. Representative rate
48 months
1yr2yr3yr4yr5yr6yr7yr
Invoice finance releases a percentage of your outstanding invoices upfront, improving cash flow. The balance (minus fees) is paid when your customer settles.
£
%
3.0% p.a. Representative rate
0.75% Representative rate
45 days
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Representative illustration only. These calculations are indicative and based on the inputs you provide. Actual rates, fees and terms will vary depending on your business profile, lender criteria and product type. This calculator does not constitute a financial quote or offer of credit. Burcote Business Finance acts as a credit broker, not a lender.
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Why small businesses choose Burcote Business Finance

We act as your partner in the funding process – translating complex lender criteria into clear options aligned with your goals.

Independent, whole-of-market advice from specialists who understand the realities of running an SME.

Specialists in SME finance

From start-ups to established firms, we structure facilities around cash flow, seasonality and growth plans.

Access to 100+ lenders

We compare banks, alternative lenders and niche providers to secure competitive terms on your behalf.

Transparent

Clear explanations, no jargon and a focus on suitability, not sales quotas.

Dedicated point of contact

Work directly with a senior funding specialist who understands your sector and business model.

A simple, guided funding process

From first conversation to funds released, we manage the detail so you can focus on running your business.

Step 1

Clarify your goals

On a short call we’ll understand your plans, funding requirement, timing and existing facilities.

Step 2

Compare tailored options

We approach suitable lenders, structure the application and present you with clear recommendations.

Step 3

Secure and deploy funding

We liaise with lenders, help navigate documentation and stay involved until funds land in your account.

Funding solutions for real-world business needs

Combine products to support growth, acquisitions, working capital and asset purchases.

Free consultation: we’ll map which options are realistic today and what may become available as the business grows.

Asset finance

Spread the cost of vehicles, machinery and equipment while preserving working capital.

Invoice finance

Release cash tied up in invoices to smooth cash flow and fund growth.

Unsecured business loans

Flexible term loans to support expansion, hiring and marketing without using property as security.

Commercial mortgages & more

Including commercial mortgages, refinance, development finance and sector-specific solutions.

What our clients say

Real results from UK businesses who partnered with Burcote Business Finance.

“Burcote quickly understood our growth plans and delivered a funding package that let us upgrade our fleet without compromising cash flow.”

Transport & logistics business
Turnover £3m+

“The team talked us through every step and were open about what was and wasn’t realistic. We ended up with a better rate than our bank offered.”

Professional services firm
Turnover £1.2m

“We needed to move quickly on a new site. Burcote coordinated multiple lenders and helped us complete on time.”

Manufacturing company
Turnover £5m+

Request your free small business funding consultation

After you submit this form, an Burcote Finance specialist will contact you to arrange a convenient time for your call.

  • No cost and no obligation to proceed
  • Available for UK-based limited companies and LLPs
  • Most sectors covered, including asset-heavy industries

Tell us about your business

A few quick details help us route your enquiry to the right specialist first time.

By submitting this form you agree that Aureum Finance may contact you about your enquiry and send relevant information. You can opt out at any time.

Frequently asked questions

If you can’t see your question here, include it in your enquiry and we’ll be happy to help.

Is the consultation really free and without obligation?

Yes. Your initial consultation is completely free and there is no obligation to proceed with any funding we discuss. The purpose of the call is to understand your needs, outline what’s realistically available and help you decide on next steps.

What information do I need to provide?

For the first call we typically need an overview of your business, recent performance, existing borrowing and the purpose and amount of funding you’re seeking. Depending on the facility type, we may later ask for accounts, management information and bank statements.

How quickly can funding be arranged?

Timeframes depend on the type and complexity of the facility. Simpler unsecured loans and asset finance can often be progressed in days once documentation is in place. More complex facilities such as commercial mortgages can take several weeks.

Do you work with start-ups as well as established businesses?

Yes. We can support both early-stage and established SMEs, although the funding options available differ. During your consultation we’ll be clear about what’s realistic based on trading history, sector and security position.

Are you regulated?

We conduct unregulated business and therefore products provided through us are not regulated by the Financial Conduct Authority. We follow strict rules on how we advise and treat customers, and place suitability and transparency at the heart of our recommendations.

Aureum Finance logo

Specialist commercial finance brokerage supporting ambitious UK small and medium-sized businesses.

Burcote Business Finance LTD registered at 2 Sedgefield Drive, Towcester, United Kingdom, NN12 6NF. Company Register Number is 14709749. We source finance from the whole of the market. We may receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. We conduct unregulated business and therefore products provided through us are not regulated by the Financial Conduct Authority.

Aureum Private Finance Ltd (FRN: 1043221) is a credit broker and Appointed Representative of White Rose Finance Group Ltd (FRN: 630772), which is authorised and regulated by the FCA. White Rose Finance Group Ltd is responsible for the activities carried on by Aureum Private Finance Ltd as its Appointed Representative, including advice and arrangements relating to non-regulated bridging loans, commercial mortgages, development finance, portfolio lending, semi-commercial mortgages, asset finance, invoice finance, business loans and merchant cash advances.

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